CPF Forecast

Interest Rates, etc, were last checked in December 2025. This page does not save any data, and calculates values based on your input. Medisave values are not included as this page mainly deals with usage of CPF for retirement and potentially housing.

For calculation of Full Retirement Sums in the future, I am assuming a 3.5% increase per year from the current year (2025, where the FRS is $213,000). The increase in FRS per year may change in the future according to government policy.

First, type in the current amounts in your CPF Ordinary and Special Accounts.

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Next, type in your date of birth. We will use this to calculate the date when you can start withdrawals.

Finally, you may add in your monthly salary (before taxes and CPF contribution), as well as expectations on how much it may increase per year. *Increase in monthly salary is calculated at the beginning of each year.

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